High Deductible Health Plans to Cover Coronavirus Testing

High Deductible Health Plans to Cover Coronavirus Testing

Published on March 13, 2020. Article written by Jamie Davis.

The IRS has announced that high-deductible health plans can pay for COVID-19 (coronavirus) -related testing and treatment without jeopardizing their status. This also means that individuals with health savings account (HSA)-eligible, high-deductible health plans that cover these costs may continue to contribute to an HSA.

IRS Notice 2020-15 states that health plans that otherwise qualify as high-deductible health plans (HDHPs) will not lose that status because they cover the cost of testing for or treatment of COVID-19 before plan deductibles are met. Vaccination costs continue to count as preventive care and can be paid for by an HDHP.

Also, many insurance companies have agreed to waive co-pays for testing.

The notice is in response to growing concerns about the virus and the associated expenses. 

 


About the author:

Jamie Davis is the Communications Manager at BGW at BGW Advisors.

Learn more about Jamie and rest of our team on the Team page.

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